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MO50 Blog

An Australian blog that provides useful information on retirement planning, superannuation, and the financial world in an easy-to-understand manner.

March 26, 2024

How to choose a financial adviser that is right for you

For many people, getting their finances on track is high on the priority list. But how do you know which financial...

March 18, 2024

The silent killer – the effects of inflation and purchasing power

If you held an investment for 15 years, would you prefer it to make nominal returns of 12.5% per annum, or 20.3% per...

March 18, 2024

Downsizer contributions – tips, tricks and benefits

This week, our listener Alice has sent us a question about downsizer contributions. She is 60 and her partner is 50,...

February 27, 2024

Your $3.8 million tax-free trust

Many of our listeners say that the amounts we discuss in our podcast episodes are much higher than what they have in...

February 19, 2024

Concessionals and Carry-forwards

A listener recently sent us some questions wanting to know how claiming a tax deduction on a personal contribution to...

April 7, 2023

With structure comes freedom

Do you bristle when you hear the words ‘structure’, ‘budgeting’ or ‘cash flow’? Many people do! But the reality is that...

January 13, 2023

Avocados for $1 from $2 (companies down by 50%)

Usually when the price of an item goes down, we want to stock up on it. When avocados, for example, drop to $1, what do...

January 6, 2023

There is no next thing in retirement

Talking to a friend recently who had paid off a loan not too long ago, Dallas came to a conclusion: no matter how old...

January 3, 2023

You may be doubling up on cash without even knowing

We recently met with two couples at different stages of their working lives. One couple is fully retired and has...

December 30, 2022

The market doesn’t fall, there are just more sellers than buyers

People often talk about a fall or a drop in the sharemarket. But it’s not as simple as that. The market doesn’t really...