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Meet our Townsville financial planning team

Independently owned and licensed, Money Over 50 is a Townsville financial advice firm specialising in helping people over 50 prepare for and transition into retirement. 

We work with clients across Australia, bringing together superannuation, investments, tax and retirement planning into clear, practical financial strategies. 

Money Over 50 Financial Advisers - Ali Hogue, Fern Wong, Michael Hogue, Kylie Hatfield, Naomi Smith
Michael Hogue Money Over 50 Financial Advisers

Michael Hogue

Financial Adviser & Business Owner

B.Bus, Dip FP & Certified Financial Planner Professional

Michael founded Money Over 50 Financial Advisers in 2010.

He works primarily with business owners, graziers and people approaching retirement, helping them make the transition from full-time work towards part-time work and retirement.

Michael has a particular focus on bringing the different parts of a client's financial position together: including superannuation, investments, tax, property and retirement income, so they work as one coordinated strategy.

Ali Hogue Money Over 50 Financial Advisers

Ali Hogue, CRPC®

Financial Adviser & Business Owner

Master of Financial Planning, Grad Dip Fin Plan, & B.Com (FinAdv)
Chartered Retirement Planning Counsellor®

Ali works with wage earners, business owners and graziers who are approaching retirement or looking to make better use of the wealth they have already built.

His advice commonly focuses on superannuation, tax-efficient investment strategies, retirement income planning and structuring a client's financial position so the different pieces work together.

Ali takes a practical and straightforward approach to financial advice, with a strong focus on long-term client relationships and making complex financial decisions easier to understand.

Kylie Hatfield Money Over 50 Financial Advisers

Kylie Hatfield

Strategy Implementation & Business Owner

Dip Financial Planning

Kylie has been part of Money Over 50 since the beginning.

She leads much of the implementation work that happens after financial advice is provided — coordinating paperwork, providers and transactions to make sure the strategies recommended by Michael and Ali are actually put into place.

Kylie’s role is ultimately pretty simple: make the process as easy as possible for our clients.

Naomi Smith Money Over 50 Financial Advisers

Naomi Smith

Financial Advice and Strategy Paraplanner & Business Owner

Student

Naomi joined Money Over 50 in 2022 and works closely with Michael and Ali in our financial planning team.

She assists with research, strategy development, modelling and the preparation of financial advice, helping turn the initial strategy discussion into a detailed financial plan.

Fern Wong Money Over 50 Financial Advisers

Fern Wong

Client Experience & Administration

Fern joined Money Over 50 in 2024 and works closely with Kylie to support our clients and keep the implementation process moving.

She assists with administration, paperwork, provider follow-up and the day-to-day tasks involved in putting financial strategies into place.

Fern works part-time:

  • Monday-Thursday: 9:30am-2:30pm  
Money Over 50 Financial Adviser Team. Ali Hogue, Michael Hogue, Naomi Smith

Financial Planning & Strategy

Michael and Ali work directly with clients to understand their goals and design their financial strategy.

Naomi works alongside them on research, modelling and strategy development, helping ensure each recommendation has been properly considered before advice is presented and implemented.

Together, the planning team focuses on areas including retirement planning, superannuation, investments, tax efficiency and retirement income strategies.

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Implementation & Client Experience

Kylie and Fern help turn the financial plan into action.

They coordinate paperwork and providers, follow up transactions and help clients through the implementation process so they aren't left trying to navigate everything themselves.

 

 

 Straightforward financial advice. Long-term relationships. 

We specialise in working with people over 50 because retirement planning involves more than simply choosing investments.

It means understanding how superannuation, tax, investments, cash flow and retirement income interact, and having a financial plan that continues to evolve as your circumstances change.

Our aim is to make those decisions easier to understand, implement the strategy properly and be there to help you manage it over the long term.

Book an Initial Consultation 💬
Contact Us ✉️
Book an Initial Consultation 💬
Contact Us ✉️