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MO50 Blog

An Australian blog that provides useful information on retirement planning, superannuation, and the financial world in an easy-to-understand manner.

March 26, 2024

How to choose a financial adviser that is right for you

For many people, getting their finances on track is high on the priority list. But how do you know which financial...

March 18, 2024

The silent killer – the effects of inflation and purchasing power

If you held an investment for 15 years, would you prefer it to make nominal returns of 12.5% per annum, or 20.3% per...

March 18, 2024

Downsizer contributions – tips, tricks and benefits

This week, our listener Alice has sent us a question about downsizer contributions. She is 60 and her partner is 50,...

February 19, 2024

Concessionals and Carry-forwards

A listener recently sent us some questions wanting to know how claiming a tax deduction on a personal contribution to...

April 7, 2023

With structure comes freedom

Do you bristle when you hear the words ‘structure’, ‘budgeting’ or ‘cash flow’? Many people do! But the reality is that...

April 4, 2023

You can compare things but you can’t compare experiences

Studies have shown that it’s more valuable to spend money on experiences than material items. That is, people feel more...

March 31, 2023

You want volatility!

The exclamation mark on the title of this blog is to show just how important volatility really is when it comes to...

January 13, 2023

Avocados for $1 from $2 (companies down by 50%)

Usually when the price of an item goes down, we want to stock up on it. When avocados, for example, drop to $1, what do...

January 10, 2023

Thoughtful, considered and delayed spending

Are your spending habits thoughtful, considered and delayed? Or are you an impulse buyer?

January 6, 2023

There is no next thing in retirement

Talking to a friend recently who had paid off a loan not too long ago, Dallas came to a conclusion: no matter how old...