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MO50 Blog

An Australian blog that provides useful information on retirement planning, superannuation, and the financial world in an easy-to-understand manner.

February 4, 2021

Federal Budget 2020 tax cuts : $100 a week for you

In our 88th podcast, we made a statement about how you can turn $100 a week into $100,000 over 10 years by making...

February 3, 2021

Simplicity is best

So, today’s blog is called ‘simplicity is best’, because we think this also goes for financial strategies. The simpler,...

February 2, 2021

No-one's coming

When it comes to your retirement, your finances and your business: no-one’s coming to your rescue. In other words, all...

February 1, 2021

The difference between gold, property, and companies

Are price and value the same? Actually, price and value are very different. Take ‘the hamburger test’ as an example –...

January 29, 2021

Retirement Planning Risks – Sequencing Risk

Sequencing risk is when the order and timing of your investment returns are unfavourable. This risk is hidden to some...

January 25, 2021

Retirement Planning Risks: Business Risk

As author and financial adviser Nick Murray says: you should never have so much money invested in something that you...

January 22, 2021

Junk Bonds Masquerading as Term Deposits

Junk bonds are frequently advertised as “an attractive alternative to term deposits”. But junk bonds do not guarantee...

January 20, 2021

The give-up, get-back ratio

So, what is ‘the give-up, get-back ratio’? Another way to phrase it is: what can I give up today to get back something...

January 15, 2021

Why depreciation is a real expense, not just a tax deduction

There’s no such thing as a free lunch. An oldie but a goodie – especially when it comes to tax deductions. Often you...

January 13, 2021

Listener Questions: Selling property now vs at retirement

First of all, thank you to Mike for listening to our podcast, and for sending us your question. We really enjoyed...