---
title: You’re Right Where You Want to Be…
description: Michael’s son had his first day of school this year. In the week leading up to it, he was incredibly anxious about his first day.
---

[Blog | MO50 ](https://www.mo50.com.au/blog)

# [You’re Right Where You Want to Be…](https://www.mo50.com.au/blog/youre-right-where-you-want-to-be-)

 Written by [Dallas Davison, Michael Hogue and Ali Hogue.](https://www.mo50.com.au/blog/author/dallas-davison-michael-hogue-and-ali-hogue) | Apr 15, 2021 2:00:00 PM

Michael’s son had his first day of school this year. In the week leading up to it, he was incredibly anxious about his first day – it was almost challenging to even get him into the car! But the afternoon told a different story, when he came home with a grin from ear to ear and spent the rest of the afternoon talking about how much fun school was. Life brings us many challenges – but Richie had conquered his fear.

 

Some 50 years later, many people go through a similar feeling when they realise, they are 10 years from retirement and are not close to reaching their retirement goals. They decide to see a financial adviser, to see how they can make the most of the accumulated $500,000 in their account, and how they can make it grow. But they share the same fears as 5-year-old Richie – they are afraid of what the adviser will say. Often, we hear clients saying they wish they could just win the lottery to reach their goal of $1.5 million (or whatever the amount may be).  
   
However, what we have found is that eventually, this fear and anxiety disappears – and when clients make a plan with us collaboratively and reach their retirement goals in 10 years’ time, they are much happier than they thought they’d be. And one thing is for certain – they’re a lot happier by having worked hard to reach this goal. It’s much more satisfying than winning the lottery – there’s something to be said for those who work for their money. $1 will always be $1 – it’s the way in which it gets into your bank account that makes spending it all that more rewarding. The clients have a sense of ‘I deserve this’ – and they do, because they worked hard for it. Active participation in your financial goals will give you this great feeling – similar to playing a sport. If you train hard, the results will be all the more rewarding!  
   
If you think you’re ready to take that step and get in the car like Richie did – call us to arrange a free phone consultation!  
   
[podcast@mo50.com.au](mailto:podcast@mo50.com.au)  
From Australia: 07 4772 0938  
From overseas: +61 7 4772 0938

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