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“Far more money has been lost by investors preparing for corrections, or trying to anticipate corrections, than has been lost in corrections themselves.” – Peter Lynch
I like to conceptualize! Every time one of my clients retires, I like to picture the accumulated retirement savings of that couple waking up to an early morning alarm, getting dressed, and going to work on behalf of them. When you think about it, that’s precisely what happens. For the entirety of one’s working life, their living costs are met from their physical exertion, in getting up and going to work. In fact, retirement savings are boosted by the worker’s act of waking up and going to work, in the form of employer superannuation contributions and the worker’s salary sacrifice contributions. All of that abruptly changes when the worker retires. Not only do contributions cease (no more employer super or salary sacrifice going in), but money starts to come out to meet the living costs of the newly retired.
Dallas Davison, Michael Hogue and Ali Hogue.
Money Over 50 Financial Advisers
Tel 07 4772 0938
45 Ingham Road West End Townsville Qld 4810
Money Over 50 Financial Advisers Pty Ltd ABN 26 146 225 505, 45 Ingham Road, West End Queensland 4810 is the holder of an ASIC Australian Financial Services Licence (AFSL) #471826.
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