Blogs List

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Why It’s Not Enough to Have Your Balance Go Up Every Year

February 22, 2021

Why It’s Not Enough to Have Your Balance Go Up Every Year

Most people have some money saved for their retirement. Whether this is in superannuation or across other investments, they have generally thought about their retirement and are preparing for it. The ...

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Biases – Why We Struggle to Fix Our Mistakes

February 18, 2021

Biases – Why We Struggle to Fix Our Mistakes

Why is it so hard to fix our mistakes? Sometimes, decisions are not black and white – especially when it comes to our finances. We have many decisions to make when it comes to our financial future – ...

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We Never Know Why Company Share Prices Fluctuate, Only That They Will

February 17, 2021

We Never Know Why Company Share Prices Fluctuate, Only That They Will

Everyone knows that company share prices go up and down – that’s a fact. What we don’t know is   why  they do – that is, what external events will affect the share market and when. Of course, there ...

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What if My Super Drops by 30% When I Retire?

February 15, 2021

What if My Super Drops by 30% When I Retire?

This is a pretty common question we get from our clients. It’s an understandable fear, given that market volatility is real. Fortunately, the situation is not as dire as it seems – even if you happen ...

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We want personalisation, not choice

February 12, 2021

We want personalisation, not choice

We’re going to get a little philosophical here and make this statement: people in the modern world want lots of choice in their lives. They want options when it comes to making decisions. And with ...

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Biases: Why We Make Mistakes

February 11, 2021

Biases: Why We Make Mistakes

This is the first in a 4-part series about human biases.  ​ Human beings are funny creatures who do some strange things, including making mistakes. But there is some consistency around the mistakes ...

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Listener Question: Building a Separate Two-Bedroom Cottage

February 10, 2021

Listener Question: Building a Separate Two-Bedroom Cottage

This week, we have a listener question from Linda. Linda and her husband live on the Sunshine Coast and are 5 years away from retirement. They have $200,000 in cash and her question is whether they ...

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The Shocking Risk of Term Deposits

February 09, 2021

The Shocking Risk of Term Deposits

Think about term deposits. What words or phrases come to mind? How do people often describe them? Safe. Secure. Low-risk. Guaranteed return... ​Today, we’re going to prove why these descriptions are ...

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The Facts of The Last 30 Years

February 08, 2021

The Facts of The Last 30 Years

You’re entitled to your own opinion, but you’re not entitled to your own facts: one of Dallas’s favourite sayings of all time.

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Find Money and Automate

February 05, 2021

Find Money and Automate

We often encourage our clients to find ‘extra’ money to go towards their investments. This doesn’t have to be huge – a dollar here, five dollars there – to put away. 

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Federal Budget 2020 tax cuts : $100 a week for you

February 04, 2021

Federal Budget 2020 tax cuts : $100 a week for you

In our 88th podcast, we made a statement about how you can   turn $100 a week into $100,000 over 10 years by making voluntary contributions to your superannuation. The trick for most people, of ...

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Simplicity is best

February 03, 2021

Simplicity is best

So, today’s blog is called ‘simplicity is best’, because we think this also goes for financial strategies. The simpler, the better.

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No-one's coming

February 02, 2021

No-one's coming

When it comes to your retirement, your finances and your business: no-one’s coming to your rescue. In other words, all of those things are your responsibility. That might sound depressing, but it ...

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The difference between gold, property, and companies

February 01, 2021

The difference between gold, property, and companies

Are price and value the same?   Actually, price and value are very different. Take ‘the hamburger test’ as an example – the price of a hamburger has gone up significantly in the last 30 years, but ...